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Travel Insurance: What Business Travelers Should Know

July 25, 2017 | Charlottesville limo service, Richmond limousine service, Virginia limousine service | Randy Allen

When you’re planning a business trip to Richmond, it might be wise to purchase business traveler’s insurance because you never know what kind of situations you might encounter. Business traveler’s insurance is usually provided by your employer when you have to go on trips, but on occasions, you may want to purchase additional premiums if you feel your coverage is not adequate. Most times travel insurance is used while traveling by plane, but if you’re traveling a very long distance to Richmond by another mode of public or private transportation, you may still need traveler’s insurance because delays or cancellations could occur.

Protecting Company Property

By far the most important reason for purchasing business traveler’s insurance is to protect your company’s property such as laptops, documents, projectors or other equipment you might need to take to your destination. Most airlines are pretty reliable when it comes to handling the baggage and making sure it arrives at the right destination, but sometimes mistakes happen, and your luggage could be lost, misplaced or have the equipment inside it damaged. In such events, business travel insurance can reimburse you for damages while the baggage is being handled by travel officials.

Trip Cancellation Or Delays

It’s always great to have bright and sunny weather as well as completely stable aircraft or public transportation engines. But inclement weather or aircraft and vehicle mechanical failures can still happen that cause unfortunate delays. Because business travel usually involves meeting important clients or making conference meetings, business travel insurance can help cover these circumstances which are out of your control. Different insurance policy premiums have different specifications on which kind of travel delays can qualify for refunds, so you should speak to the agent before choosing a coverage.

Keeping You Covered In Case Of Health Issues

You never know what kind of illnesses or injuries you might suffer while on your trip or on the return home. If you have existing health insurance, you may not need to worry about coverage for illnesses that occur. But travel insurance could also protect you if you got involved in a car accident on the way to the airport and were unable to make your flight, or suffered injuries as a result. While most public transportation systems have insurance policy premiums in place to handle customer injuries, your own business travel insurance can cover loopholes they may try to exploit.

Having business travel insurance can also give you an extra level of security when you ride our limo service in Richmond which has served business clients for many years. We know business trips can be very fast-paced and our chauffeurs can work with you to make sure you get exactly where you need to go at all times. When your flight touches down, our Richmond or Charlottesville airport shuttle will be there waiting for you and have your baggage promptly loaded into the limo. To find out more about what our limo services offer, give us a call today at 1-888-522-1540.

Related posts:

  1. Arrive in style: secrets for business travelers
  2. 4 Mistakes to Avoid Making at the Airport
  3. Does wearable technology have a place in Business Travel?
  4. Our Favorite Books for Business Travel
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Denny K. (Chauffeur)

Denny grew up in the Richmond, Virginia area and served in the United States Air Force. He worked on fighter aircraft, and spent time in Florida, Alaska, Georgia, the middle east, and Okinawa, Japan. In his travels, he has held a 400-year-old treasure from a Spanish Galleon, flown in an F-15 Eagle, toured Viking cemeteries and Japanese feudal castles, and rode a Camel in Saudi Arabia.

He is married, and has three children and three grandchildren. He enjoys Civil War Reenacting, travelling with his wife, and easin’ on down the road in a shiny, black limousine.

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Kimberly H. (Chauffeur)

Kimberly was born, raised and still resides in Matthews, Virginia. Before joining the James Limousine Driving team in Spring 2019, Kimberly
previously worked for 20 years as a CNA in the Healthcare industry, primarily in long-term care and home health.

In her spare time, she enjoys spending quality time with her family, particularly her grandmother.

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Aaron B. (Chauffeur)

Aaron was born and raised in Richmond, VA and graduated from Potomac Senior High School in Woodbridge in 2011.
He has been a Chauffeur since 2018 shortly after returning to the Richmond area. As much as he likes to chauffeur, he also likes to go on long distance trips with family and friends. His favorite city to visit is Miami.

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Michael R. (Chauffeur)

Born in Washington, D.C., raised in Amelia, Virinia, Michael went to Longwood University and used to be a radio DJ. He lives in Chesterfield County, has three children and enjoys playing basketball with his son and riding dirt bikes with his twin daughters. Michael started working at James Limousine in 1997.

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Alan W. (Chauffeur)

Alan is from New York and had a 14-year US Army background serving as a heavy equipment operator. His wife, Annette, also served in the US Army for 12 years as a Nurse. Annette continues her nursing career to date as a civilian. They have 5 children and grandchildren. To relax, Alan enjoys reading novels, working out at the gym, boxing, and playing football and basketball. Alan came to James Limousine with 6 years of limousine driving experience that he gained in New York.

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Ernesto L. (Chauffer)

Ernesto has a Bachelors in Computer Science and over 25 years in the Transportation industry in Puerto Rico and Virginia. Outside of work, he is an avid car enthusiast and amateur circuit auto racer.

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Victor C. (Chauffeur)

Vic has been a professional chauffeur for over 16 years. He began his driving career in Denver, Colorado and then worked in Nashville, Tennessee before moving to Richmond, Virginia. He has lived in the Richmond area since 2010. When not working, he loves to spend time with his wife and son.

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Nathaniel G. (Chauffeur)

Born and raised in Petersburg, VA, Nate and has two sisters and a brother. Nate is married, with two sons and a daughter and is the grandfather of three grandsons. He retired from Phillip Morris & has been driving for over 20 years. In his younger years, he was a motorcycle tricks rider and racer, but while adventurous, he always put safety first. Currently, he now enjoys relaxing with family and friends, listening to music and at times playing games. Nate is passionate, caring and an all-around loving guy! When you’re riding with him, know you’re in good hands, because you’re in caring hands!

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